Lend Item
Snap a photo and record who has it — in seconds.
Free on the App Store
Never ask ‘Who has my stuff?’ again.
Borrowly is a free iPhone app for tracking borrowed and lent items. Tools, chargers, books, and gear come first. You can also track money you lend, including partial payments. Snap a photo, pick the borrower, and keep a history. The borrower doesn’t need the app. Follow-ups and reminders happen automatically.
Free on iPhone and iPad, with in-app purchases. Android is coming later.
Features
Built for how lending actually works.
Lend Item or Lend Money from Home — a photo, a contact, a Messages draft you review, and a clear record. The person who borrowed it doesn’t need Borrowly for you to keep track.
Lend Money
Also track money you lend: outstanding balances and partial payments.
Optional AI suggestions
When enabled, Borrowly can suggest an item name, category, and value range from the photo — always editable before you save.
Send the details
Send the borrower the loan details. They don’t need the app.
Follow-ups and reminders
Borrowly follows up automatically when something hasn’t been returned, and you can send a reminder whenever you need to.
Mark returned, keep history
Close active loans when items come back while preserving a clear record of what was lent and returned.
How it works
Three steps. One clear record.
Snap it. Send it. Never forget it.
-
Snap the item
Capture what you’re lending. Borrowly can optionally suggest details from the photo.
-
Choose who has it
Pick a contact, confirm the details, and save the loan under your account.
-
Keep the history
Borrowly follows up automatically and keeps a history of what’s still out and what’s come back.
Privacy & security
Your loans stay yours.
Borrowly is built for personal lending records. No ads, and we never sell your data. This website may use cookie-free Vercel Web Analytics to count visits.
Account-scoped records
Loans and photos are tied to your signed-in account so only you manage your list.
The borrower doesn’t need the app
Send them the loan details. They don’t need to install Borrowly.
AI is optional
Turn AI recognition off anytime in Settings. When on, a compressed photo may be analyzed only to suggest editable details.
Delete when you want
Edit or delete loans anytime. Account deletion removes your Borrowly data from the service.
Read the Privacy Policy and Terms of Service.
FAQ
Questions, answered.
Does Borrowly move money?
No. Borrowly is a personal record for items you lend and for money you track yourself, including partial payments. It does not move money between people.
Does the borrower need Borrowly?
No. You can send them the loan details, and they don’t need the app.
Why not just use Notes or Reminders?
Notes and Reminders can hold a manual note. Borrowly is built for lending, so who has it, the item or photo, any amount or balance, partial payments, returned or paid status, reminders, and history stay together in one record.
Is Borrowly free?
Yes. Borrowly is free on the App Store, with in-app purchases.
Does Borrowly follow up?
Yes. Borrowly follows up automatically when something hasn’t been returned, and you can send a reminder whenever you need to.
What happens to my photos?
Item photos are stored with your loan record, on your device and in Borrowly’s cloud storage, so you can remember exactly what was lent. If you turn on AI recognition, a compressed photo may be sent to Borrowly’s recognition service and processed by OpenAI to suggest item details. You can turn that off in Settings. Photos are not sold.
Can I track money loans too?
Yes. Use Lend Money to record cash you lent, track the outstanding balance, log partial payments, and set reminders.
Where can I get Borrowly?
Borrowly is free on the App Store for iPhone and iPad. Download on the App Store. Android is coming later. Join the Android waitlist to get notified.
More answers in the Borrowly FAQ, plus free lending guides.
Free on the App Store
Who has my drill? Find out, and get it back.
Track borrowed and lent items — tools, chargers, books, and gear — then money and partial payments. Snap a photo, pick the borrower, and keep a history. The borrower doesn’t need the app.
Android is coming later
Android is coming later. Leave your email and we’ll let you know when it is.
You’re on the list.
Thanks! We’ll email you when Borrowly is ready for Android. Until then, here are two things you can use right now:
Free for iPhone. The person who borrowed your stuff doesn’t need to install anything.