These Terms govern your use of Borrowly. By using the app, you agree to them. If you do not agree, do not use Borrowly.
What Borrowly is
Borrowly is a personal lending tracker for items and money. It helps you record who has what, follow up with reminders, and track balances. It is not a bank, payment processor, debt collector, or law firm.
Your responsibilities
- Use Borrowly only for lawful personal tracking
- Only photograph and store information you have the right to use
- Only message people who expect to hear from you about a loan
- Keep your device and accounts secure
No professional advice
Borrowly does not provide legal, tax, accounting, or financial advice. Loan records in the app are for your convenience and may not be complete evidence of an agreement.
SMS and communications
Draft messages open in Apple Messages. You are responsible for the content you send and for complying with applicable messaging laws.
AI features
AI suggestions may be inaccurate or incomplete. You are responsible for reviewing and correcting any suggested details before saving a loan.
Availability
We aim for a reliable experience but do not guarantee uninterrupted service. Features may change as Borrowly improves.
Disclaimer of warranties
Borrowly is provided “as is” and “as available” without warranties of any kind, to the fullest extent permitted by law.
Limitation of liability
To the fullest extent permitted by law, Borrowly and its creators are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill, arising from your use of the app.
Termination
You may stop using Borrowly at any time. We may suspend or discontinue the app or features with or without notice.
Changes to these Terms
We may update these Terms. Continued use after changes means you accept the updated Terms.
Contact
Questions: useborrowly@gmail.com